No account, no cookies, no copy of what you typed.

What the site does not collect

There is no login, no newsletter, and no form that sends your name, email, salary, or contribution history anywhere. Calculator inputs stay in the page while it is open. They are not written to local storage, and they are not sent to a server operated for this site. Closing or refreshing the page drops them.

The pages do not set cookies. There is no Google Analytics tag and no advertising tag.

Cloudflare

The site is built as static files so it can be hosted on Cloudflare Pages. If Web Analytics is turned on in that hosting account, Cloudflare describes the product as not using cookies or local storage, and not fingerprinting people for the analytics display. The site code does not include a tracking beacon of its own. Cloudflare's description is on its Web Analytics page.

The host will see ordinary server logs of requests, as any web host does. Those logs are the host's, under the host's terms.

Search Console

Google Search Console can be used to see aggregated search queries. It does not require a tracking snippet on the site. Verification, if it is done, is by a DNS record or a static file, not by a cookie.

Links you leave through

Links to Canada.ca, Revenu Québec, the Financial Consumer Agency of Canada, Service Canada, and two bank newcomer pages leave this site. Those organizations have their own privacy practices. The bank links are not affiliate links. This version of the site is not paid when you follow them.

If ads are added later

Advertising cookies are not part of this version. Before any behavioural advertising tag is added, the site would need a consent approach that meets federal privacy guidance and, for visitors in Quebec, the stricter consent rules that apply there. That work is not done, and the tags are not here.