About

A small site for a specific gap.

New residents of Canada meet a pile of accounts and acronyms in the same month they are opening a bank account. The official rules are public. They are also scattered, and a generic calculator often assumes you have lived here since 2009.

Newcomer Wallet is for that first stretch. It calculates TFSA room from the year you became a resident, estimates 2026 take-home pay, and separates FHSA room from RRSP room. A checklist points at the government pages for a SIN, a bank account, credit, and the first tax return.

There is no account because the site does not need one. The calculators run in your browser. Figures live in one file, src/data/tax-2026.ts, each with the page it came from. They were checked on 13 November 2026. If a number could not be verified, it is left out and the page says what is missing. The 2027 TFSA dollar limit is the clearest example: CRA has not published it.

The site is not the Canada Revenue Agency, not a tax preparer, and not a financial planner. It does not sell advertising or affiliate placements in this version. A later version might, and the privacy page says what would have to change first, especially for visitors in Quebec.

There is no contact form, on purpose. A form would mean storing a message. Corrections to a figure belong next to the government source, which is linked on the page that uses it.